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Auto and Home
Insurance for Friends

Created for you in these modern times. We made the complicated simple and the difficult friendly. Available 24 hours a day, 7 days a week for whatever you need

More Details

2030

Insureds

200

Smart Quotes

10

Custom Plans

5

Trusted Partners

Why you should choose us!

24/7 Customer Support

Dedicated assistance whenever and wherever you need it

Fast and Easy Process

No more waiting in traffic or on hold on the phone to complete a transaction

Digital Channels

Contact us through our web, facebook, instagram, Whats App or email

More plans, better rates

We work with various insurance companies to ensure you get the best offer.

"Choosing Gianluca Insure was the best decision for my family. The process was simple, and their support was outstanding."

Emily R.
Emily R.

Satisfied Client

"Gianluca made everything so easy! Their digital experience is smooth, and I felt completely secure with them."

Michael T.
Michael T.

Happy Customer

"I appreciate how the team treats their clients. They are truly reliable and professional."

Sophia L.
Sophia L.

Loyal Customer

Frequently Asked Questions

Auto Insurance

What does Liability Insurance cover?

Liability insurance covers injuries and property damage you cause to others in an accident where you're at fault. It's required by law in most states.

What’s the difference between Comprehensive and Collision Coverage?

Collision covers damage to your car from an accident. Comprehensive covers theft, vandalism, fire, and natural events like floods or falling trees.

Do I need Uninsured/Underinsured Motorist Coverage?

Yes. This protects you if you're hit by a driver who has no insurance or insufficient coverage. It helps pay medical expenses and vehicle damage.

What does Property Damage Liability cover?

It pays for damage you cause to someone else's property—like their vehicle, mailbox, or building.

Does Liability Insurance cover my own car?

No, it only covers damage to others. You'll need collision or comprehensive coverage for your own vehicle.

What is a deductible in auto insurance?

A deductible is the amount you agree to pay out-of-pocket before your insurance begins covering a claim.

Is Comprehensive Coverage required?

It's optional, but if you finance or lease your vehicle, your lender may require it.

What happens if I don’t have enough coverage in an accident?

If damages exceed your policy limits, you could be personally responsible for paying the remaining costs.

Will my insurance cover a hit-and-run accident?

Yes, if you have Uninsured Motorist Coverage. It helps cover damage and injuries if the other driver flees the scene.

Home Insurance

Is home insurance required in California?

Homeowners insurance is not required by state law, but mortgage lenders usually require it to protect their investment.

What does a standard home insurance policy cover?

It typically covers your home's structure, personal belongings, liability, and additional living expenses if you're temporarily displaced due to a covered loss.

Does home insurance in California cover wildfires?

Yes, most standard home insurance policies in California include coverage for wildfires. However, high-risk areas may require specialized coverage.

Is earthquake coverage included in home insurance?

No, earthquake coverage is not included by default. It must be purchased as an endorsement or separate policy, especially important in California.

What is replacement cost vs. actual cash value?

Replacement cost pays to repair or replace items at today’s prices. Actual cash value subtracts depreciation from the payout.

Address

29800 Agoura Rd, Agoura Hills, CA 91301

+661 390 8553

gianluca.falikhani@farmersagency.com

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